2 Top Passive Income Stocks to Buy Now

Building passive income through dividend-paying stocks remains a cornerstone strategy for achieving financial independence. Unlike active income streams, these investments generate regular cash distributions—whether used for living expenses, reinvestment, or market volatility buffers.

Dividend stocks offer a unique dual advantage: steady income coupled with long-term capital appreciation potential. They outperform bonds by providing inflation-resistant payout growth and demonstrate corporate confidence through profit-sharing—a hallmark of mature, cash-generating businesses.

Philip Morris International (3.6% yield) and Pfizer stand out as prime candidates. PM's 80% payout ratio appears sustainable amid its smoke-free product transformation, while pharmaceutical giant Pfizer combines high yield with pipeline potential.